Health Insurance for You and Your Family

If you are a student, doctoral student, participant in a preparatory language course, job seeker after completing your studies and are not older than 45 years, you can insure yourself with VELA. You will find help in choosing the right tariff for you in our blog post. You can also insure your family members (e.g. children and spouses) if they are not working.

You can take out the insurance cover online. After you selected your tariff of choice and entered your personal data such as your name, address and date of birth, you can add further persons, such as your family members. Then you decide for an appropriate contract payment method. Afterwards, you can check your information again before submitting your final application. Please note that your family members must always be insured in the same tariff as you. If, for example, you decide on the Optimal tariff, your relatives will also be insured in the Optimal tariff.

If you did not insure your children or your spouse directly when registration at ours, you can also do so later. In order to do so, please log in to your customer account and use our contact form. To enroll relatives later, we only need their first and last name, date of birth, nationality and gender.

Your newborn child is insured in the same tariff as you once it has been born. However, this only applies if your insurance contract has been in force for at least three months without interruption, no other insurance cover exists for your child and you report the birth to us within two months after the date of birth. Your child is then insured from the very start as well. An email to info@vela.insure in which you provide us with the necessary data (first and last name, date of birth, nationality and sex) is completely sufficient.

If you do not meet these requirements, your child will also be insured after the waiting periods have expired, at the time specified in the insurance policy. The general waiting period is three months (with the exception of accidents and measures to avert acute danger to life).

With VELA you can insure yourself for up to five years, calculated from your date of entry into Germany. Of course, it is always possible that you want to cancel the contract, e.g. because you leave Germany earlier than planned or because you decide for another provider. When the main contract is cancelled, the contracts of the co-insured relatives end automatically.

As you can see, the topic of "co-insurance of family members" is not as complicated as it sounds at first. If you have any difficulties, just call us, write an e-mail or chat with us. We will be happy to help you.

UNION Versicherungsdienst GmbH

Ecclesiastraße 1-4
32758 Detmold
Germany: 0800 6036039
International: +49 5231 603-6390
E-Mail: info@vela.insure